Way too much stuff!

I am for ever fighting with overload of stuff at home. Too many clothes, too many toys, too many kitchen utensils and way too much storage solutions. Our stuff is just overwhelming me. I am a little bit of minimalist at heart so it is strange that our house is full! I am not hoarder, but it just seems that they are too many items everywhere (and the little one is not helping).

 

How did we spend that on WATER!

In February we received a call from our water supplier Affinity Water (bless them). They were carefully asking us if any circumstances in our household had changed? Oh, yes (was my answer) we have a baby!
Than it is OK than your water bill went up by 270%! WHAT! We already had about 5 month old baby when our usual bill came in August and it was the usual £85.63. So how we got to £317.48 in next 6 months is big mystery.

I had a big look up on our water consumption and this is how you spend £231.85 more than you need.

Homemade blackout curtains - baby room

The nights are getting shorter and slowly light is creeping in our baby room earlier and earlier. To help our baby boy sleep a little bit longer (past 5:30 in the morning :-)) we had to make his room dark.
After a few days of research I choose to add up black out fabric to existing curtains. Also cost effective!

External wall insulation on Victorian end of terrace

We done it! Finally the External insulation is finished and (drums Please) it looks GOOD!
You know we only did it on one wall and we were worried that it would look like a sore tooth on our Victorian brick house.

To be mortgage free

We are on the way of overpaying our mortgage regularly. I have set up a standing order for £100 a month. It is on the top of our £862.42 payment.
Just £100 a month should shorten our mortgage term by 3 years and save us over £10000 on interest.
We really should make much more than just £100 but by some magic we always spend it.

 

R.I.P. our lovely cat Meowgi

We have a sad news. Our lovely cat Meowgi died on 17th of December. He was run over by a car. Some very nice people took him to VET, but sadly he was already dead.

Mortgage overpayments for 2016

Finally we started to overpay on our mortgage. It is just £100 a month, but it will cut our mortgage term by 3 years and 2 months, saving over £10000 on interest.
I hope that we will not really miss the £100 and it will  make a big difference in long run.