Mortgage

House in Surrey bought in November 2012 for £230,000

November 2012 - Mortgage for 25years/ fixed for 2 years - 3.94%

£962.86 /month payments

October 2013 - overpayment of £1000

October 2014 - overpayment of £6000

October 2014 - Mortgage for 23 years/ fixed for 4 years - 3.24% ( £168,180 borrowed)

£862.42/ month payments

October 2015 - owning £162,723.12 ( no overpayment for last year)

January 2016 - overpayments of £100 per month (£962.42/ month payments)
+ overpayment of £200

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